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Our Services - Home Loans

We help you in making your dream home a reality.

Features of Home Loans

While structuring your loan, we take into account your payments, repayments and income streams to arrive at the option that best suits your needs. You can use the home loan to buy a plot of land for construction, build a house on already owned land, buy a new house/flat, to improve/extend your home, to purchase resale property or to pay off an existing home loan from another financial institution. We let you use the home loan depending on your requirement.

Banks allows you to take a home loan with a co-applicant. The co-applicant to take the home loan can be any family member like your spouse/parents/children/ siblings. Taking a home loan with a co-applicant is beneficial as his/her income will also be considered which will help to enhance your home loan eligibility.

Home Loan Interest Rate & Tenure

Home Loans at an attractive floating interest rates, starting at 10.15% (Limited period offer). Choose from our array of attractive options, based on your specific needs.

You can avail home loans starting from Rs. 50 lakhs onwards for residential properties. What's more, we also offer loan tenure ranging from 12 months to 360 months.

No foreclosure charges are applicable where the term loan is floating interest rate basis and sanctioned to individual borrowers, and where the housing loan is on fixed interest rate basis and pre-closed out of the customers own sources. If the home loan has a fixed interest rate and is pre-closed other than own sources 2% plus taxes will be charged on the principal outstanding and all part payments.

Home Loan Eligibility

Any self-employed individual or salaried individual/professional between the age group of 24-65 can get a home loan. Some basic documents like identity proof, address proof and bank statements are required to obtain a home loan.

Other services

»   Loan Balance transfer is possible

»   Balance Transfer with Top-up amount

»   Home Extension Loan

»   Home Improvement Loan


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