Home About Us Our Services Associates Our Clients Loan Calculator Career with Us Enquiry Form Contact Us
Our Services - Personal Loan

PERSONAL LOAN is an unsecured loan given to borrower against his Income and credit worthiness without any security or guarantor. It is simplest loan in terms of documentation. It is a temporary loan [12 to 60 months] to meet small needs [up to 15 lacs] of borrower for immediate [Within 4-6 working Days] cash requirement for short term in easy way [Few Documents Require]. Personal Loan is better than borrowing on Credit card in terms of Rate of Interest, but more expensive than secured loan.

Be it a loan for a holiday abroad, your child’s education loan, a loan for home renovation, a loan for a marriage or wedding in the family, repayment of an existing loan, an emergency or even buying that precious gift for your loved one, with easy Personal Loans, you don't have to worry about financing your dreams and responsibilities. 

How to Apply

Now for salaried customers, we bring to you an Instant Online Personal Loan experience. All you need to do is share your basic information like your Income details and Employment Details, and we will sanction your loan online. 

Eligibility Criteria for Personal Loan

Any self-employed professional/individual between the age group 25-62 years can get a personal loan. A minimum income of Rs. 2,00,000 is required to avail a personal loan. We now offer personal loans till amounts as high as Rs. 15,00,000 with a loan tenure of up to 4 years. A salaried individual between the age group 21-58 can get a personal loan by showing a minimum income of Rs. 20,000 per month. The maximum personal loan amount for salaried individuals is also Rs. 15,00,000 but the loan tenure can extend up to 2 years. 

Advantage of Taking Loan from Us

The main advantage of taking a personal loan from us is that you do not need to provide any collateral or security while taking the loan. The personal loan can be used for any personal use - repayment of an existing loan, a loan for home renovation, a loan for wedding in the family or your child’s education loan. With minimum paper work you can now get a personal loan to fulfill any dream/aspirations of yours or anyone special to you. Personal loans come in handy to immediately payoff huge outstanding amounts on your credit cards or other bills. Short term cash needs are best fulfilled by taking a personal loan. A personal loan can also be used to fulfill a business need as well. Also an education loan will also help in making your child financially responsible in his early working years. 

How to Repay

You can repay your personal loan through an electronic clearance system by asking your banker to deduct the EMI from your nominated bank account. You can also use post-dated cheques to repay your personal loan. 

How to Pre Pay

You can pre pay your personal loan amount before the end of your loan tenure by paying a few pre-payment charges. This is only allowed after 3 months of availing the personal loan. Part pre-payment is not allowed. 

So take an instant and move closer to your dreams. 


Quick Quote
Our Services
Home Loan
Business Loan
Loan Against Property
Personal Loan
Cash Credit
Auto Loan
Balance Transfer
011 47010271 - 011 47010273  
  +91 99711 53504  

Home | About Us | Our Services | Associates | Our Clients | Loan Calculator | Career with Us | Enquiry Form | Contact Us Follow Us


© 2014 Vision India Credit Consultants Pvt. Ltd. | All Rights Reserved.